Disability benefits may be available under your plan. To determine whether there is a minimum service requirement to be eligible for a disability benefit, please see section 14(D) of your Adoption Agreement. Disability benefits are calculated in the same manner as retirement benefits. Your plan’s minimum disability benefit, if any, can be found under section 15(E) of the Adoption Agreement. For more information on disability benefits see Sections 2.23, 2.24, 6.02(b), 6.04, 6.06(e) and (f), and 9.03 of the Master Plan. Generally the Social Security Administration (“SSA”) disability onset date must be on or before the participant’s date of termination. An application for a disability award with the SSA, or determination of disability by the pension committee if applicable, must be filed within one (1) year after termination of employment. Additionally, the following documents must be submitted to the PCS within one (1) year after termination, or if later, within six (6) months after the date of the SSA disability award letter: GMEBS Retirement Application, SSA Disability Award letter, and proof that the SSA disability application was filed within one (1) year following termination of employment due to disability. Per Section 6.06(e)(1) of the Master Plan, disability benefits must be suspended when the disability ceases. The Pension Committee has the right to require the participant to prove continued eligibility to receive disability benefits. Please inform GMEBS if you receive information that a participant receiving disability benefits is no longer eligible.
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