Property and Liability Insurance | Georgia Municipal Association

Property Liability Insurance

When Georgia cities faced hardships obtaining property and liability insurance in the 1980s, we stepped in. The result? A high quality property and liability insurance fund from the Georgia Interlocal Risk Management Agency (GIRMA). With over 370 members, GIRMA pools your premiums into the risk-sharing fund that pays claim defense, claim losses, and more. Learn about the many benefits and options.

Why GMA?

We’ve spent more than 30 years helping members like you with property and liability insurance.
Our membership-controlled fund has over 370 members.
Fund members have received $97.25 million in dividends (or renewal credits), significantly reducing the cost of coverage for the membership.

Service Details

GIRMA offers competitive benefits that make it a better choice than standalone commercial offerings.

Program Members

Municipalities of every size and in every Georgia region use our service.

Safety Liability Grant Program

Every year, our Safety and Liability Management Grant Program provides funds through a first come first served grant process. We designed this non-matching grant program with the primary goal of helping you pay for the training, equipment, and services you need to increase employee safety and reduce claims.

Property Liability Insurance

Property and Liability Insurance Forms

Service Details

Program Members

Safety Liability Grant Program

Service Details

Program Members

Safety Liability Grant Program